No one expects to get in a car accident, especially one that’s their fault. Unfortunately, accidents happen on a daily basis on roadways all across the Country. That’s why having car insurance can be valuable. Most states require drivers to buy a minimum amount of car insurance. This can help cover at least some car accident damages.
Minimum liability coverage is your state’s lowest required insurance amount. A minimum insurance law allows states to ensure that drivers have a basic level of protection against paying out of pocket for an accident. State laws have specific rules for auto insurance policies, including: 1) Different types of coverage, 2) Amount of coverage, 3) Acceptable proof of insurance and 4) Consequences of driving without insurance.
If law enforcement pulls you over for a traffic violation, they’ll likely ask to see your insurance card. Driving without valid or sufficient insurance may lead to penalties. This can include suspension of your driver’s license or license plates.
Before you get on the road, ensure you have the right coverage and that your insurance policy is active. If your policy has expired or lapsed, you can only drive once you get active insurance. In many states, drivers must show proof of insurance during vehicle registration.
States set the law, but auto insurance companies set the prices. Every driver needs coverage, but not all drivers pay the same cost. A policy can have more expensive insurance premiums for some drivers.
Many factors affect how much your insurance policy could cost. Your driving history is a big factor. Insurance agents may raise your car insurance rates if you have prior accidents or speeding tickets on your driving record.
Auto insurance adjusters calculate rates differently. That’s why shopping for car insurance can help you find the least expensive insurance quote. Moreover, getting more insurance coverage can be a good idea. Many drivers carry an insurance policy with higher limits than the state requires.
Some drivers also choose to buy policies that cover more scenarios. For example, you might opt for uninsured motorist coverage. You might also seek comprehensive coverage to protect against vandalism and other losses.
If you or a loved one is in a bind as a result of criminal allegations, immediately contact a Seattle Criminal Attorney. A Criminal lawyer is not going to judge you and understands that everyone makes mistakes. Hiring a Seattle Criminal Lawyer to help can – at a minimum – reduce penalties and can help direct people on how to best deal with their criminal charge, and many times even get them dismissed. So, it should go without saying that someone cited for a misdemeanor or felony should hire a qualified Seattle Criminal Lawyer as soon as possible. Criminal charges can cause havoc on a person’s personal and professional life. Anyone charged with a crime in Washington State should immediately seek the assistance of a seasoned Seattle Criminal Lawyer. SQ Attorneys can be reached at (425) 359-3791 and/or (206) 441-0900.
